A 6-Part Masterclass
The credit-card playbook the banks don't want you to have. Across six sessions, ex-financial-adviser Chris Rowell shows you how to build a six- and seven-figure credit facility — and use it without ever paying interest.
Hosted by Rob Moore · taught by Chris Rowell · an exclusive inside Money.School.
Credit facility goal
The interest target
Chris teaching this
Step-by-step sessions
The Idea
Most people use credit the way the banks designed it — and get trapped. This series flips the game: build a serious credit profile, access it at 0%, and make the system work for you instead of against you.
01
Build the profile
Raise your credit limits, fix a poor rating, and turn "declined" into "approved."
02
Access it at 0%
Stack new cards and use the balance-transfer game to borrow at zero interest.
03
Profit from it
Cashback, points and perks on the spending you'd do anyway, then scale toward £1M+.
The Sessions
Each session builds on the last, from fixing your profile today to running a seven-figure facility at 0%.
Session 01
Increase Existing Credit & Cut Your Interest
01
The fastest wins first: how to call your existing providers and get limits raised, interest dropped and fees waived, plus the credit-profile fundamentals everything else is built on.
Session 02
From £10K to £100K at 0%
02
The six-figure approval blueprint. How credit searches really work, the timing that stops you looking "desperate," and how to apply for new cards the right way to scale your available credit.
Session 03
Turn 'Declined' Into 'Approved'
03
The credit-comeback playbook. What actually moves your score up and down, how to build a profile from scratch or after a blip, and the four tiers of card from standard to seven-figure premier.
Session 04
Profit From Plastic: Cashback, Points & Perks
04
Rewards cards on steroids. Maximising Avios and Amex points, the supermarket-card trick, and how to turn everyday spending into flights and perks — while moving the balance to 0%
Session 05
How to Play the Banks & Win
05
The balance-transfer game in full. How to move debt between cards at 0%, dodge the transfer fees, slash a 25% rate to nothing, and keep the whole machine organised so it never bites back.
Session 06
Build Your £1M+ Credit Facility
06
Bringing it all together. Money transfers vs. balance transfers, managing credit utilisation, the negotiation script, and the next steps to a seven-figure facility you control.
Who's Teaching
Real experience, not financial advice
The Expert
Chris Rowell
A former financial adviser who learned the system from the inside, first selling loans and credit cards, then advising clients, before discovering how investors really use credit.
He's taught this subject in countless countries and helped people raise tens of millions in credit. This masterclass is an exclusive he doesn't run anywhere else.
Your Host
Rob Moore
Founder of Money.School, bestselling author and entrepreneur who's built a property empire from zero and done over £200M in sales.
Rob pulled this exclusive together for Money.School members, bringing in an underground expert to teach what the IFAs never will.
This series shares financial experience and knowledge, not financial advice. Offers shown in the sessions change constantly and may have expired. Credit should be used carefully and responsibly, always do your own research and stay organised.
Get Access
Two ways in
Buy the masterclass on its own — or get it inside Money.School, where it's just one of many.
The Masterclass Only
How to Raise Money at 0%
All six sessions plus the master workbook. One payment, lifetime access.
RRP £1150 +Vat
£700
One-off Payment . Yours Forever
Best Value
The Full Education
Money.School
How to Raise Money at 0% included, plus everything else Rob teaches on money
RRP £50
£15
/Month
Cancel anytime · this series included free
Why pay £700 once for one Masterclass, when less than that gets you this AND everything else, every single month?
Questions
Good to know
What's the difference between the masterclass and Money.School?
The masterclass is the six-session How to Raise Money at 0% series on its own. Money.School includes that same series, plus the full library of Rob's money and business content, exclusive masterclasses, monthly live sessions and the community, for a lower price than buying the series outright.
Is the masterclass included if I join Money.School?
Yes, the complete How to Raise Money at 0% series is part of your Money.School membership at no extra cost, alongside everything else.
Does this work if my credit isn't great?
Yes. Session 3 is built around exactly this — improving a poor or thin credit profile and turning declines into approvals before you scale up. You won't get the highest limits straight away, but you can start building immediately.
Does it only work in the UK?
It's strongest in the UK, and also works well in the US, where credit is often easiest to access. Some countries have tighter rules, but the principles of how the credit markets work apply broadly.
Can I cancel Money.School?
Yes, you can cancel your membership anytime.
Start Today
Make the banks work for you
Build your credit, access it at 0%, and scale toward a seven-figure facility. Get the full series inside Money.School.
I do not give financial advice, I just share my 20 years experience on what has worked for me, & I warn you about & openly share what has not. I do not do get rich quick, I do get richer for longer. No schemes, just strategies. I am not an IFA, and I do not give professional advice, I simply educate entrepreneurial people who are smart & make their own decisions. I regularly suggest you do your own due diligence & research before making your investments. And I am here to help. To see our legal disclaimer, click here.
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